Up To ₦500,000,000 For The Car You Are Not Even Using | E-XIN Capital
Car Collateral Loan, Ikeja Lagos
The car you are not even driving could be worth
₦500,000,000

Park it with us. Take the cash. No tracker, no daily driving, nothing to manage while you focus on what the money is for.

No guarantor. No salary slip. We store your car safely, you get funded in 45 minutes.

See What My Car Is Worth

One message. We tell you the number. No obligation.

🔒 Safely stored
✅ No guarantor
⚡ 45-minute funding
🏢 Real office in Ikeja

Not Every Car Needs To Be Driven Every Day

Maybe it is your second car. Maybe it is a company vehicle sitting idle between jobs. Maybe you are about to travel and will not need it for a while. Whatever the reason, if you are not using it daily, it is just depreciating in your compound while you deal with a cash need that cannot wait.

If you do not need to drive it, why pay for the complexity of keeping it?

The Drop and Done Method

Hand us the keys. We handle the rest.

You bring your car to our Ikeja office, we assess it, and it stays safely in our custody for the length of your loan. No tracker to install. No mileage to think about. No fuel, no wear, no risk of a fender bender while your mind is somewhere else entirely.

  • Borrow from ₦1.5 million up to ₦500 million
  • Your car is securely parked at our Ikeja facility
  • No guarantor, no salary slip, no credit check
  • Cash in your account within 45 minutes of approval
  • Full repayment releases your car back to you, same condition

Keeping It Yourself

You still cover fuel, parking, and the everyday risk of driving it. A tracker stays fitted for the whole loan period.

Drop and Done

Nothing to fuel, nothing to park, nothing to risk. Your car sits safely with us until you are ready to reclaim it.

Here Is Exactly How It Works

1

Message us

Send your car's make, model, and year on WhatsApp. Two minutes, from your phone.

2

We assess it

Bring it to our Ikeja office. We look at it and give you a number on the spot.

3

Leave with cash, not your car

Sign the terms, get funded in 45 minutes, and walk out. Your car stays safe with us.

The range, in full

₦1,500,000 to ₦500,000,000
Based on what your car is worth today

A well-kept Camry and a well-kept Prado will not get the same number. Message us your car's details and we will tell you where you land, before you commit to anything.

This Already Happened For Someone Like You

★★★★★

I was embarrassed to be in this situation. I am a professional, I have always handled my finances. But a bad investment hit hard and I needed to keep my children in school. E-XIN treated me with dignity. No judgment. No lectures. Just a solution.

F.B., Civil servant, Ikeja
Ford Edge 2017, Borrowed ₦4.2M
★★★★★

I had been trying to move my Konga store into a proper warehouse for two years. I used my SUV as collateral, got ₦8M from E-XIN, signed my warehouse lease, and hired two staff. That was the turning point for my business.

K.E., E-commerce merchant, Ikeja
Lexus RX 2015, Borrowed ₦8M

Before You Message Us

Is my car actually safe with you?

Yes. Your car is stored at our Ikeja office for the duration of the loan. It is returned to you in the same condition once the loan is fully repaid.

Why would I drop my car off instead of keeping it?

If you have a second car, a company vehicle you are not using daily, or you simply do not want a tracker fitted to your car, this option removes all of that. You get the cash without managing the vehicle at all.

Do I need a guarantor?

No. Your car is the only security we need.

Can my car really get close to ₦500 million?

The ceiling is ₦500 million and it depends entirely on your car's current value, age, and condition. Most loans land well below that. We will not know your number until we see the car, and we will tell you honestly either way.

Is this a real company?

Yes. We operate from a physical office at 113 Adeniyi Jones, Ikeja. Walk in, meet the team, ask any question before you sign anything.

Up to ₦500,000,000

Is Parked In Your Compound Right Now

Send one WhatsApp message. We will tell you exactly what your car is worth to us, no obligation, no pressure.

Chat With Us Now