Need Urgent Cash?
Get Instant Loan in Lagos Without Guarantor!
No Credit Check • Use Your Car as Collateral • Cash Disbursed in 40 Minutes
About Us
At Exin capital, we give quick loan to car owners without the stress of guarantors, paperwork, or credit history checks.
we’re the #1 car collateral loan agency in lagos, offering fast, secure, and convenient loans starting from ₦1 million to ₦100 million with just your car as collateral, & your car will be parked with us during your loan tenure.
Our Services
At EXin Capital, we provide instant loans to car owners across Lagos using their vehicle as collateral. Whether you're an entrepreneur, salary earner, or small business owner, we make access to cash quick, secure, and hassle-free. Loan Range: ₦1 Million – ₦100 Million No Guarantor Required No Credit Check No Long Paperwork Disbursement Within 40 Minutes Your vehicle stays safely with us throughout the loan duration, and once you complete your repayment, it’s returned in perfect condition. We’re a trusted loan agency in Lagos offering fast disbursement, low-interest rates, and complete transparency.
car backed loans
car collateral loans, flexible repayment plans, and business support
Car mortgage
we offer you an opportunity to pay small small when you purchase a car from us.
Business loan
we give loan to individuals for business purposes
Emergency loan
we give loans to individuals for emergency purposes
Why Choose Us
1. Loan Without Guarantor
No need to depend on anyone to stand in for you. With us, your car is enough.
2. No Credit History Needed
Your credit record is not a barrier. We don’t check it — we focus on your present, not your past
3. Fast Loan Disbursement in 40 Minutes
From evaluation to payout, get your loan within 40 minutes. It's fast, easy, and reliable.
4. fast disbursement
get your loan within 40 minutes. It's fast, easy, and reliable.