Get an Instant Loan Without Guarantor.
No Credit Check • Use Your Car as Collateral • Cash Disbursed in 40 Minutes
Our Services
At EXin Capital, we provide instant loans to car owners in Lagos using their vehicle as collateral. Whether you're an entrepreneur, salary earner, or small business owner, we make access to cash quick, secure, and hassle free. Loan Range : ₦1 Million – ₦100 Million No Guarantor Required No Credit Check No Long Paperwork Disbursement Within 40 Minutes Your vehicle stays safely with us throughout the loan duration — and once you complete your repayment, it’s returned in perfect condition. We’re a trusted loan agency in Lagos offering fast disbursement, low-interest rates, and complete transparency.
Car-Backed Loans
car-collateral loans, flexible repayment plans, and business support.
Car hire purchase
We offer you an opportunity to pay small small when you purchase a car from us
Business Loans
We give loan to individuals for business purposes, using your car as collateral.
Emergency loans
We give loans to individuals for emergency purposes.
Why Choose Us
Loan Without Guarantor
No need to depend on anyone to stand in for you. With us, your car is enough.
No Credit History Needed
Your credit record is not a barrier. We don’t check it ,we focus on your present, not your past.
Fast Loan Disbursement in 40 Minutes
From evaluation to payout, get your loan within 40 minutes. It's fast, easy & reliable.
Instant Loan Approvals
At EXin Capital, we don’t keep you waiting. Our streamlined loan process ensures same-day approval once your documents are verified